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Household Loan

We know the happiness of buying a new product of your need like TV, Laptop, Almirah, AC, Cooler, Smartphone, Washing Machine, Refrigerator etc. and we also know how it feels when you need to pay a hefty amount from your savings to buy it and that's why people tend to keep planning their finances for months just to buy that particular product. But now you don't need to wait that long because we at Delhi Jivan Samriddhi have come up with an all new type of loan for our members which one can avail and fulfill their dream and happiness without worrying much about their finances. Just get an instant approval loan equivalent to the price of the product on a very nominal rate of interest and get the product to your home.

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Get Instant loan for any Household appliances for upto 40,000/-

INTEREST RATE

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  • 1.40% P.M (REDUCING RATE OF INTEREST)

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CONDITIONS

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  • Must be a member of the society.

  • Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.

  • Loaning will be done on the original copy of the GST bill of the product.

  • 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

DOCUMENTS REQUIRED

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  • Original Copy of GST bill of the product.

  • Photo ID Proof (Any like Voter ID Card, Aadhar Card, PAN Card etc.)

  • Address Proof (Water/Electricity Bill Compulsory)

  • Passport Size Photos (2 Latest)

  • 1 Blank signatured cheques.

  • ITR / Income proof.

LOAN TENURE & CHARGES

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  • Maximum tenure for Loan repayment will be 24 months.

  • Processing Charges of 2% of the Loan Amount.

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