Regular Loan
We understand that in these unprecedented times, our plans for travelling and have destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned/immediate requirement.
And to help you fulfil all these needs during these challenging times, Delhi Jivan Samriddhi Society is ‘There For You’ with its Regular Loan facility.
Get Regular Loan Upto 2,00,000/- Max
INTEREST RATE
1.25% P.M (Reducing Rate Of Interest)
CONDITIONS
Must be a Member of the Society
Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).
DOCUMENTS REQUIRED
Photo ID Proof (Any like Voter ID Card, Aadhar Card, PAN Card etc.)
Address Proof (Water/Electricity Bill Compulsory)
Passport Size Photos (2 Latest)
Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
CTS Cheques (3 Blank Signatured AC Payee Cheques)
Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)
LOAN TENURE AND CHARGES
Loan Tenure will be minimum 12 months & maximum of 48 Months.
Processing Charges of 2% of the Loan Amount.
Non Payment of the EMI till the last date applicable will incur 1.50% Penalty Interest for that particular month on the member.